This is another secured credit card, for persons that have a bad or not credit history.
It is a secured Visa Credit Card from USBank.
This card is available only in the one of the following states: AR, AZ, CA, CO, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NV, OH, OR, SD, TN, UT, WA, WI, WY.
| Annual Percentage Rate for Purchases: 20.99% variable | |
| Other Annual Percentage Rates1 | Balance Transfers: 20.99% variable Cash Advances:20.99% variable Delinquency Rate: 28.99% variable |
| Variable Rate Information | Your annual percentage rate may vary monthly. The rate is determined by adding a margin to the Prime Rate. The margin used is as follows: Purchases and Balance Transfers: 16.99% Cash Advances: 16.99% Delinquency Rate: 23.99% |
| Grace Period | 20 - 25 days for purchases only |
| Method of Computing the Balance for Purchases | Average Daily Balance Method (Including new purchases). |
| Annual Membership/Program Fee | $35.00 |
| Minimum or Fixed Finance Charge | $2.00 minimum finance charge when interest is due, $0.00 closed Account management fee if you voluntarily close your Account with a balance. |
| Other Fees | Balance Transfer Fee:v3.00% of the transaction amount, $5.00 minimum Cash Advance Fee:v4.00% of the transaction amount, $10.00 minimum Cash Equivalent Fee:4.00% of the transaction amount, $20.00 minimum Late Payment Fee:vBalance up to $100.0: $19.00 Balance from $100.00 up to $250.0: $29.00 Balance of $250.00 or more: $39.00 Overlimit Fee : $39.00 Convenience Check Advance Fee: 3.00% of the transaction amount, $5.00 minimum Overdraft Protection Advance Fee: $10.00 per occurrence Foreign Transaction Fee: Less than or equal to 3% of the amount of your transaction in U.S. Dollars. |
All interest rates are minimum interest. Information valid as of today and subject to any change anytime!!!
How to apply?
- Complete an application.
- Print and sign the U.S. Bank Secured Visa® Credit Card application.
- Prepare a check for $300 to $5,000 made payable to U.S. Bank National Association. The check MUST BE a certified check, money order, or cashier's check.
- Mail your application along with your check to :
P.O. Box 6363
Fargo, ND 58125-6363
Good luck!
