Citibank also offers a secured credit card, but has some requirements which may be more complicated to fulfill for NRA (Non Resident Alien).
These are the features of the card (as found in document SecuredCard_pdf_App_ENG.pdf)
- Annual Percentage Rate (APR) for purchases: 13.24% variable
- Other APRs Cash advance APR: 19.99% variable. Default APR: 28.99% variable.
- Annual Fee Annual Membership Fee: $29.
Identification
A copy of the mentioned documents is required, not the real document!
US Citizens or Resident Alien (including Green Card holder)
- US Driver's License State-Issued
- Non-Driver's ID
- Passport (US or Non-US)
- Mexican Consular ID
- Passport (Non-US)
- Mexican Consular ID
Address Verification
- U.S. Driver’s License/DMV Non-Driver’s I.D. (U.S. Driver’s License/DMV Non-Driver’s I.D. is not accepted as proof of address for Non-U.S. persons.)
- Utility bill within last 60 days
- Phone bill (no cell phone) within last 60 days
- Checking or Savings Statement within the last 60 days
- Citibank® Checking or Savings Statement that is more than 90 days old
- Backup Withholding Tax—U.S. tax rules require Citibank to withhold a tax at 28% on income if a taxpayer identification number has not been provided. Therefore, if you do not provide us with your SSN or ITIN, we will be required to withhold 28% of the interest income earned on your Certificate of Deposit. This backup withholding tax is required to be remitted to the IRS. You will be able to claim this backup withholding tax as a credit on your U.S. Income Tax Return.
- You must be at least 18 years of age. If you are married, you may apply for a separate account Citibank (South Dakota) N.A. (“we” or “us”) is the issuer of your account.
- Federal law requires us to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money-laundering activities. To process the invitation form, we must have your name, street address, date of birth and other identifying information, and we may ask for identifying documents from you as well.
- To process the application for a new account, it must be: 1. Accurately completed, and 2. Signed and verifiably correct.
- Please send the application to:
CITI New Cardmember Services
P.O. Box 6264
Sioux Falls, SD 57117-9637 - Please allow four weeks from date of mailing to process a completed application.
- We may gather information about you, including from your bank, credit bureaus and others, to verify your identity and determine your eligibility for credit, renewal of credit, and future extensions of credit. If you ask us, we will tell you whether or not we requested a credit bureau report and the names and addresses of any credit bureaus that provided us with such reports.
- To receive a Citi® Secured MasterCard®, you must meet our applicable criteria bearing on credit worthiness. Please note that cash advances may be limited to a portion of your credit line.
- If you are approved for credit, you will receive a cardmember agreement (“Card Agreement”) with your card. The Card Agreement will be binding on you unless you cancel your account within 30 days after receiving your card and you have not used or authorized use of your account.
- Do not forward annual fee payment with this Acceptance Form. If approved, you will be billed at a later time.
